This Bloomberg article is not alone in calling a slump in the UK housing market. However, due to a static economy, absence of a workable Brexit deal with the EU, the continued need for a significant down payment and buyer anxiety - are we more likely to see a sustained fall or crash in home values? 

Every market requires consumer confidence and the housing market is no different. With all of these current factors in play, it seems likely that whilst some will continue to buy, many are more likely to delay a purchase which will fuel a further decline. Some commentators would argue that a housing market crash is long overdue and will help to bring home ownership back into the grasp of millions of first time buyers.